The hon. Lady is correct. I pay tribute to her and to the hon.

The hon. Lady is correct. I pay tribute to her and to the hon.

The hon. Gentleman makes an important point, because this goes to the heart of what professional indemnity insurance is.

The hon. Gentleman makes an important point, because this goes to the heart of what professional indemnity insurance is.

My hon. Friend is correct. I am sorry to learn of the incidents he heard about from his constituent at his surgery.

My hon. Friend is correct. I am sorry to learn of the incidents he heard about from his constituent at his surgery.

The hon. Gentleman is correct.

I thank my hon. Friend for his generosity in giving way again.

May I take this opportunity to congratulate my hon. Friend on securing this important debate?

Yesterday, Jane Golding, who chairs British in Europe, which represents more than 1.3 million British nationals in the EU27, reminded me